Retirement > Fixed Index Annuities
Fixed Index Annuity Insurance
A fixed index annuity offers principal protection, growth potential, and guaranteed income.
What is a fixed index annuity?
A fixed index annuity ties its return potential to market indices, like the S&P 500®. Interest credited to the annuity is based on the index's performance over a set period.
Who should consider a fixed index annuity?
If you have long-term financial goals and seek moderate asset growth, principal protection, and a low-risk strategy for generating guaranteed income, a fixed index annuity could be a suitable option. Consult a financial professional to gain a clearer understanding of its benefits and details.
Fixed Index Annuity features and benefits
Potential for growth
Interest is credited to an index account partially based on the performance of an external index.
Lifetime income
Fixed index annuities offer lifetime income through periodic payments or a guaranteed lifetime withdrawal benefit rider, available at application for an additional cost.
Protection from market loss
Fixed index annuities safeguard your contract value from market losses, whether your goal is asset growth or lifetime income. However, in years with little or no interest credited, rider costs—such as a guaranteed lifetime withdrawal benefit—may slightly reduce the contract value.
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